SR-22 in Cincinnati, OH
Understanding auto insurance can be challenging, especially when it involves special requirements like SR-22 insurance. Often confused with insurance, an SR-22 is actually a state-required certificate of financial responsibility for high-risk drivers. Whether due to a DUI, multiple traffic violations or driving without insurance, an SR-22 filing can help ensure that these drivers maintain the minimum required auto insurance coverage.
What Is SR-22 Insurance? 
An SR-22 isn’t a type of insurance; it’s a certificate of financial responsibility that some states, including Ohio, mandate for specific drivers. Your insurance company usually submits this form to the state’s Department of Motor Vehicles (DMV) to confirm that you have the necessary minimum auto insurance coverage.
How to File
Filing an SR-22 typically involves the following steps:
- Contact your insurance company. Inform your insurance provider that you need an SR-22. If your current insurer doesn’t offer SR-22 filings, you may need to find one that does.
- Pay the filing fee. There is usually a fee to file the SR-22 form.
- Your insurance company files the SR-22 form. Your insurance company will typically file the form with your state’s DMV on your behalf.
- Receive confirmation. Once the form is filed, you will receive confirmation from your insurance company. Keep this documentation for your records.
- Maintain coverage. Ensure you maintain the required insurance coverage for the duration specified by your state. In Ohio, it is usually three to five years, depending on the severity of the violation.
How to Get SR-22 Insurance
Contact R.M. Price Insurance Agency to discuss the process of filing an SR-22 form and maintaining auto insurance coverage.